Rural Development

USDA offers 100% financing for moderate income families who purchase in target, generally rural areas. This loan program has become a more attractive option for qualified home buyers now that most of the No Down Payment programs are no longer offered.

The program allows for the sellers to pay all of the buyer’s closing costs.

The two major qualifying considerations for a Rural Development loan are

• Maximum income for the household
• Property in an eligible area

Rural Development Basics

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