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Home Financing for you. Tennessee and Georgia home mortgages. We are your neighborhood lender for FHA, Conventional, Rural Development, VA, Jumbo, and FHA 203k Streamlined Renovation loans. For qualified foreclosed properties, we offer the $100 Down Payment for HUD owned properties and the Fannie Mae Homepath purchase program for FNMA owned properties and 203k Renovation loans. Let us help you with a Chattanooga Mortgage for you and your family. For qualified families, we can help with assistance programs offered through Chattanooga Neighborhood Enterprises (CNE) and Tennessee Housing Development Agency (THDA). With HUD owned properties, especially for Chattanooga, SE Tennessee, and North Georgia. We offer the $100 down payment FHA loans for qualified HUD owned properties with HUD repair escrows. Our service area includes all of Tennessee and Georgia. We have offered a full range of Real Estate loans for your purchase, refinance or streamline refinance since 1993. If you are ready to start, click below to begin your home loan approval process by selecting either Purchase or Refinance to get reliable answers for your specific questions, or Apply Here to complete your easy and secure online application. My name is Richard Smith. You can contact me at 423-280-0345.
Looking for the right property?
Start your Chattanooga area home search here. Chattanooga and National Foreclosure Listings here. We do not list or sell real estate property. Richard Smith also does not list or sell real estate property, and is not licensed to list or sell real estate property. These property postings and property search links are provided with permission from the licensed real estate sales professionals or from the property owners themselves and are made available here for the convenience of users of this website.
Begin your home purchase process here!
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Stearns Lending, Inc
NMLS ID: 184479; GA – 28928; TN – 40161; 1961 Northpoint Blvd, Suite 110, Chattanooga, TN 37343,
Company, NMLS ID: 1854
For state licensing information click here. |